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Compliance programs for small businesses don’t need to be complicated, overly formal or expensive. There is no need to hire a dedicated staff of internal compliance professionals. However, you should seek expert advice as you develop your program because Federal regulations of the U.S. Sentencing Commission require that a business maintain an effective compliance program to qualify for steeply reduced legal penalties should you violate federal law. This is true even for small businesses, which are required to demonstrate the same degree of commitment to compliance as large organizations. You may not think that your business touches federal law but, think again. When you use the phone, co